As a branch of consumer loan, cash loan is not a new thing. In the United States, the rule is payday loan, because they like to eat more than they can afford. Cash loan has become a way of short-term capital turnover. Similar products have been available in China around 2013, but the scale is limited. The eruption of the market began in the second half of 2016, and this time point is particularly heavy Yes, because it was at that time that the Chinese government began a new round of real estate regulation and control over the scale of mortgage loans has become an integral part of the issue. It not only restricts the purchase and loan, but also increases the base of loan interest rate, while the scale of loan is on the contrary.